There are 3 fundamental money concepts most people still don’t grasp

Author and financial expert David Bach says many people still don’t understand some personal finance basics. Bach is a champion of the “pay yourself first” strategy, which prioritizes automatic savings. He also says it’s important to understand how your money can grow in a retirement account, and that you can’t predict the stock market.

Personal finance is a complicated subject, and chances are you weren’t required to take an introductory financial literacy course in

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